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How We Secured an Incredible Deal on a Brand-New Richmond American Home W/ 4.999% Fixed Financing!!

We’re thrilled to share one of our latest wins for a client—an amazing new construction home from Richmond American where we negotiated unbeatable incentives and terms.

Our client just purchased this luxury, move-in-ready home with a financing package that would be hard to find anywhere else:

Over $55,000 in financing incentives
$12,000+ in closing cost incentives (meaning zero out-of-pocket closing costs)
30-year fixed loan at 4.999% (well below current market rates)
Washer, dryer, and refrigerator included

That’s the power of builder incentives when you know how to navigate the process.


Why Builder Incentives Matter More Than Price

When it comes to new construction, many buyers focus solely on the sticker price. But here’s the truth: financing incentives are often where the real savings happen.

Builders today are sitting on more inventory than they’d like, and they’re motivated to make deals. To move homes, they’re offering huge financing packages that the resale market simply can’t compete with—especially when it comes to interest rate buy-downs and closing cost coverage.

In our client’s case, we were able to lock in a rate far below the market average, saving thousands over the life of the loan. Pair that with no closing costs and included appliances, and this became a deal too good to pass up.


Why Now Is the Time to Explore New Construction

If you’ve been on the fence about buying, now may be the best opportunity to take advantage of builder incentives. Whether you’re interested in building from the ground up or selecting a move-in-ready spec home, there are deals out there that can make your dream home both attainable and affordable.


Ready to Learn More?

If you’re curious about:

  • New construction communities in your area
  • Current financing incentives builders are offering
  • How to get the best deal possible on a new home

📲 Reach out to us today. We’ll guide you through the process, make sure you’re protected, and help you secure the kind of deal that makes homeownership not just possible, but smart.

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